Investment and Small Balance Commercial Property Mortgage Programs
Learn more about what we do
INVESTOR 1-4 ■ MIXED-USE ■ COMMERCIAL ■ MULTI-FAMILY
Our Mortgage Programs
We help independent real estate investors and
small business owners find alternative financing.
Flex Perm Loan
Lock in long-term financing with no balloon payment.
Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan for up to 30 years.
KEY FEATURES
Great for qualifying W-2, self-employed investors and small business owners.
Based on the property value and its revenue-generating potential.
Best alternative to hard money loans.
Available as a 3-year-fixed or 30-year-fixed loan, each amortized over
30 years.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family (5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Fast50 Loan
A low LTV loan with easy credit requirements.
Our Fast50 Loan is designed for investors with derogatory credit issues
and high equity seeking quick and easy credit qualification.
KEY FEATURES
Great for borrowers with a recent bankruptcy or notice of default.
No seasoning of ownership required.
Improved pricing compared to our Flex Perm program.
Derogatory mortgage history is OK.
Available as a 3-year-fixed or 30-year-fixed loan, each amortized over
30 years.
PROPERTY TYPES
Investor 1-4 (SFR, Condo, and 2-4 Units)
Multi-Family (5+ Units)
Mixed-Use
Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)
Flexible Mortgage Solutions for Extraordinary People
Traditional lenders design loans for borrowers who meet their criteria. We design loans to meet the needs of independent real estate investors and small business owners. The extraordinary people who possess the vision and commitment to grow communities by providing places where people can live, work, and play. Because people who see possibilities and potential inspire us all.
Let’s
Talk
Loans
Are you a
real estate
investor seeking
financing?
Asset-Based Financing
Better Alternative to Hard Money
Fast, Streamlined Processing
Foreign Investor Programs Available
INVESTOR 1-4
2-4 UNITS
MULTI-FAMILY
MIXED-USE
SMALL COMMERCIAL
RETAIL
OFFICE
WAREHOUSE
SELF STORAGE
AUTOMOTIVE
CONTACT ME TODAY
FOR MORE INFO ON FLEXIBLE
MORTGAGE OPTIONS THAT
MEET THE NEEDS OF REAL
ESTATE INVESTORS AND
SMALL BUSINESS OWNERS.
Possibilities… not just properties.
Garden State Funding LLC represents a nationwide, direct portfolio lender focused exclusively on financing residential 1-4 investment, multi-family, mixed-use and small commercial properties.
Whether your a seasoned buyer seeking another investment property or a self-employed entrepreneur in need of their first small business real estate loan, we recognize the potential in every borrower.
FlexPerm Loan
Lock in long-term financing with no balloon payment.
Designed for investors seeking a simple financing solution for purchase
or refinance, with the flexibility to remain in the loan for up to 30 years.
Key Features
• Great for qualifying W-2, self-employed investors and small
business owners.
• Based on the property value and its revenue-generating potential.
• Best alternative to hard money loans.
• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.
Fast50 Loan
A low LTV loan with easy credit requirements.
Designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.
Key Features
• Great for borrowers with a recent bankruptcy or notice of default.
• No seasoning of ownership required.
• Improved pricing compared to our FlexPerm program.
• Derogatory mortgage history is OK.
• Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.